Setting Up Your Budget
Setting Up Your Budget
It is important that you have a plan to make your dreams a reality. It is a good idea to look at what money you need for essentials and how much you can put aside in savings for your goals. Making an annual commitment to review your budget will help you to achieve your dreams faster.
If you are not sure how to create a budget or even what you need to consider when starting a budget, the Money Smart website from the Australian Government is a good place to start. Check out their budget planner at:
https://www.moneysmart.gov.au/tools-and-resources/news/a-brighter-financial-future-is-in-your-hands
Understanding Your Financial Goals
Understanding Your Financial Goals
Everyone has a unique dream or goal, as well as risk appetite. The approach that each of us take to building our financial wealth will be different based off of these concepts. Good financial advice takes into account your personal goals and dreams.
Here at Blueskin Bay Finance, we will work with you during our initial meetings to determine your goals and discuss what you can afford financially based on your budget and lifestyle requirements. We are committed to helping you to understand how to make your dreams a reality and to find the best financial solution to suit your goals.
It is always a good idea to have in mind what you are dreaming about and what goals you have for the future when you come to talk to us.
Savings and Loan Serviceability
Savings and Loan Serviceability
We work together with you to help you clearly identify what you can afford in your own budget and how a loan will affect your lifestyle and commitments. It is important to always understand your obligations when applying for finance and how you will be repaying the finance; that is what we are here for!
When applying for a mortgage, we can assist you to understand the costs involved with setting up a loan and how much deposit you will need to get into the home of your dreams.
Making An Informed Choice
Making An Informed Choice
We want to help you stay informed and in control throughout the loan process. It is our job to advise and assist you to understand the process that you will be going through and how it all works. Whether you are a first time applicant or a seasoned investor, we will always help you to feel comfortable with the choices that you are making.
Don’t forget to check out our Facebook page and our news and education blog for further support. We want to support you, to help clarify your goals and improve your lifestyle with sound financial products and advice. If you need information about insurance, financial planning or conveyancing we can even refer you to some great experts, so just ask and we will be more than happy to help.
We See You Through to Settlement, and Beyond!
We See You Through to Settlement, and Beyond!
When you complete a loan application with us, you are not just another number; you are a loyal client who we are committed to. We will assist you through the process of the loan application right through until your finance is approved and beyond.
We will provide you support with understanding whether your finance is working for you and still in your best interests, even years after your first application. We will be available to assist you with further enquiries or help you to refinance when your goals and circumstances change.
We look forward to assisting you with as many of your financial goals as we can and maybe even helping your kids with theirs.
Some of the lenders we work with
Some of the lenders we work with
- AFM (Australian First Mortgage)
- AMP
- ANZ
- Bankwest
- Bluebay Finance
- Citibank
- CBA
- Deposit Bonds Australia
- Deposit Underwriters
- First Mac
- Homeloans Ltd
- Homeside
- Housing Loans Group
- ING Direct
- Keystart (WA only)
- La Trobe
- Liberty
- Macquarie
- ME Bank
- NAB
- Paramount Mortgages
- Pepper Home Loans
- Police & Nurses Mutual Bank
- St George Bank
- Suncorp
- Westpac